Recent verdicts in favor of mold remediation companies who have been targeted by homeowners seeking compensation for mold-related illnesses and property damages are validating what we’ve been saying all along: we’re here to help.
No doubt, mold causes a great deal of damage and poses a health threat, especially to those with weak immune systems and allergies. However, mold remediation companies come in after the fact. Our first priority is to come into the home and remove the hazard – a hazard that is already present in the home. From there, we dry out the home and search for, and address, the moisture source. Next structural repairs such as replacing carpets and drywall take place.
As a nationwide network of water damage and mold restoration companies, we understand the health concerns surrounding mold. We also have seen firsthand how devastating mold infestations can be to the structure itself. Mold is indeed nasty stuff. Removing the mold and restoring the structure can also be quite costly. Not only must you remove the water and dry out the home, you must also remove the mold-infested building materials and then replace them. Depending on the extent of the damage, mold remediation bills can quickly climb. To make matters worse, not all mold damage is covered by insurance. In fact, many policies specifically exclude mold claims.
What we’ve observed by watching these trials is that more and more homeowners are going after the mold remediation companies. Not only has it been historically difficult to prove mold sickness and convince insurance companies to pay for mold-related damages, many homeowners are unwilling to take responsibility for paying the bills. In a quest for some sort of compensation, some have turned on those who are trying to help.
However, going after the mold remediation companies is often akin to shooting the messenger. Companies that specialize in remediating mold and restoring the home’s health come into the home, thoroughly inspect it for excessive moisture and mold, and explain to the homeowner, “You’ve got mold.” Many times, the homeowner already knows that they have mold and contact the mold remediation company for help in getting rid of it.
When an insurance company denies a mold-related claim, what’s a homeowner to do when it comes to paying for much-needed mold remediation services? If the insurance company won’t pay, options may be available. First, don’t panic. Talk to the company who is performing the repairs and see if the mold remediation company can help with financing or point you to other resources. Talk to your insurance company and see if you can work out a better arrangement. Consider consulting with a public insurance adjuster that specializes in water damage and mold claims. And remember, the mold restoration company is here to help you combat the current health hazard – they didn’t cause it.
By: Mr. Mark Decherd
Post time: 12-14-2016